Privacy Notice
This Privacy Notice sets out how Onecent Sdn Bhd ("Company" or "we" or "us"), collects, uses, maintains, and discloses your Personal Information in accordance with the Personal Data Protection Act 2010.

Definition of Personal Information
"Personal Information" refers to any information which relates directly or indirectly to you and/or your transactions with us. This includes any information that can be used to distinguish, identify or contact you.

Language of the Privacy Notice
This Privacy Notice is available in both English and Bahasa Malaysia languages. In the event of any conflict between the English language version and Bahasa Malaysia language version, the English language version shall prevail.

Our Purpose
We believe this Privacy Notice enables you to understand including but not limited to the following:
- Types of Personal Information that We Collect;
- How We Collect Your Personal Information;
- How We Use Your Personal Information;
- Who we disclose your Personal Information; and
- Your Rights to Access and Correct Your Personal Information

Our Commitment
The security of your Personal Information is important to us. We are committed towards protecting your Personal Information and ensuring that your Personal Information is used only for the purposes stated herein.
When you subscribe to our products and/or services, purchase of any third party’s products and/or services distributed by us, you may be required to provide us with your Personal Information. In doing so, you consent the use of the Personal Information by us in accordance with this Privacy
Notice.

Types of Personal Information that We Collect
The types of Personal Information which we collect includes but not limited to:
- your contact information, such as your name, race, address(es), national identification card details, passport details, occupation details, bank account information, salary range, source of funds and other relevant contact information;
- contact information of other persons that are privy to your transaction;
- information relating to your transactions history with us; and
- information required to be collected in compliance with Anti Money Laundering, Anti-Terrorism
Financing and Proceeds of Unlawful Activities Act 2001, Financial Services Act 2013, Communications and Multimedia Act 1988 and such other laws and regulations as may be applicable from time to time.

How We Collect Your Personal Information
We collect your Personal Information to operate efficiently and offer you the best customer experiences with our products and/or services. We may collect your Personal Information from yourself and from a variety of sources, including but not limited to:
- through information provided by you in the application forms when subscribing our products or services, when taking part in customer surveys, competition and promotion, and during financial reviews;
- through your query for more information about a product or services (through verbal and/or written communication);
- through your verbal, written and e-mail communications with us and/or our authorized agents; - from an analysis of the way you use and manage your account(s) with us, from the transactions you make and from the payments which are made to your account(s);
- from third parties such as credit reference information providers, government/statutory agencies, and/or
- from such other sources in respect of which you have given your consent to disclose your Personal
Information and/or where not otherwise restricted.

How We Use Your Personal Information
We may use your Personal Information for one or more of the following purposes:
- To process your order or application for our products or services, as well as to keep you update with the progress of your order or application; - For identification and verification purposes;
- To ensure the completion of your transaction;
- To keep you informed of our products and services;
- To provide you with customer services;
- To respond to any queries or complaints you may have about our products or services;
- To be retained for use in your future transactions with us;
- To conduct fraud and anti-money laundering checks; for crime detection, investigation, prevention and prosecution; to comply with any sanction requirements;
- To conduct research for analytical purposes including but not limited to data mining and analysis of your transactions with us;
- For audit, compliance and risk management purposes; and
- For any other purpose that is required or permitted by any law, regulation, guidelines and/or relevant regulatory authorities.

Who we disclose your Personal Information
We may be required to disclose your Personal information to including but not limited to the following third parties:
- companies and/or organizations that act as our agents, partners, service providers and/or professional advisers, and such parties as necessary to comply with any legal and regulatory requirements;
- financial institutions that assist us in processing and/or otherwise fulfilling transactions that you have requested;
- our business associates and other parties for purposes that are directly related to the purpose of collecting your Personal Information;
- other parties in respect of whom we are required to disclose information pursuant to a legal requirement or any order of court, tribunal or authority;
- other parties in respect of whom you have given your express or implied consent; and/or - our prospective or new owners (if any) in which instance, we would require them to adopt a policy of similar nature to protect your Personal Information, subject at all times to any laws
(including regulations, guidelines and/or obligations) applicable to us.
We may use your personal information to provide you with information about our and third party
services and/or products, which may be of interest or benefit you, except where otherwise requested by you.
In certain instances, we may disclose your relevant Personal Information to our preferred merchants and strategic partners where your prior consent has been obtained subject at all times to any laws (including regulations, guidelines and/or obligations) applicable to us. We take reasonable steps to make sure that our agreements with service providers include appropriate privacy and confidentiality obligations.
If you do not wish your personal information to be utilized for the purposes of marketing or should you change your mind in relation to your previous decision, please contact us at the address detailed at the end of this Privacy Notice. We will abide by your latest written instructions to us.

Security of Your Personal Information
We take all reasonable precautions to ensure your Personal Information is protected against unauthorized access or accidental loss, misuse, modification, disclosure or destruction. However, we cannot warrant or guarantee the security of Personal Information we transmit online, and assume no liability for alteration, interception or misuse of Personal Information transmitted via the internet.

Retention of your Personal Information
We will retain your Personal Information in accordance with this Privacy Notice for such period as may be necessary to protect our interests, and/or where otherwise required by the law.

Incomplete Personal Information Provided by You
Where indicated (for example in registration forms), it is obligatory to provide your Personal Information to us to enable us to process your application for our services and/or products. Should you decline to provide such obligatory Personal Information, we may not be able to process your application or provide you with our services or products.

Your Rights to Access and Correct Your Personal Information
Where you wish to have access to your Personal Information in our possession, or where you are of the opinion that such Personal Information held by us is inaccurate, incomplete, misleading or where relevant, not up-to-date, you may make a request to us via our Personal Data Form. This form is available at our branches.
We will use reasonable efforts to comply with your request to access or correct your Personal
Information within 21 days of receipt of your duly completed Personal Data Form and the full payment
relevant processing fee (if any).
Please note that we may have to withhold access to your Personal Information in certain situations, for example when we are unable to confirm your identity or where information requested for is of a confidential commercial nature or in the event we receive repeated requests for the same information.
Nevertheless, we will notify you of the reasons for not being able to accede to your request.

Transfer of Your Personal Information
Some or all of the Personal Information that you provide to us may be required to be transferred outside of Malaysia in order to process your fund transfers transactions. Strict rules regarding the confidentiality and safety of your Personal Information are in place to safeguard it. We may transfer your Personal Information to our databases outside your country of domicile, as well as to third parties, such as financial institutions outside of Malaysia, potentially including countries which may not have an "adequate level of protection" for your Personal Information compared with that provided in your country, but we will nevertheless use our best efforts to safeguard your Personal
Information.

Revision to Privacy Notice
We may amend this Privacy Notice from time to time. The updated version shall apply and supersede any and all previous versions, including but not limited to, booklets, leaflets or hard copy versions. By continuing to subscribe to our products and/or services after the communication of such revision and/or modification, you are accepting and consenting to such revision and/or modification. Please check our website for information on our most up-to-date practices.

Our Contact Details
Should you have any requests, queries, feedback in relation to this Privacy Notice, kindly reach out to
Onecent Customer Service Call Center as follows:
1. Email to mailbox@onecent.my
2. Phone Number at 03-82130688

Notis Privasi
Notis privasi ini menyatakan bagaimana Onecent Sdn Bhd ("Syarikat" atau "kami" atau "kita"), mengumpul, mengguna, mengendali, dan menzahir Maklumat Peribadi anda selaras dengan Akta Perlindungan Data Peribadi 2010.

Definisi Maklumat Peribadi
"Maklumat Peribadi" merujuk kepada sebarang maklumat yang berhubung secara langsung atau tidak
langsung berkenaan dengan anda dan/atau transaksi anda dengan kami. Ia termasuk sebarang maklumat yang boleh digunakan untuk mendapat nama, mengenal pasti atau menghubungi anda.

Bahasa Notis Privasi
Notis Privasi ini mempunyai versi Bahasa Inggeris dan versi Bahasa Malaysia. Sekiranya berlaku sebarang percanggahan antara versi Bahasa Inggeris dan versi Bahasa Malaysia, versi Bahasa Inggeris akan diguna pakai.

Tujuan kami
Kami percaya bahawa Notis Privasi ini akan membantu anda untuk memahami termasuk tetapi tidak terhad kepada perkara-perkara berikut:
- Jenis Maklumat Peribadi yang kami kumpul;
- Bagaimana kami kumpul Maklumat Peribadi anda;
- Bagaimana kami guna Maklumat Peribadi anda;
- Kepada siapa kami zahir Maklumat Peribadi anda; dan
- Hak anda untuk mengakses dan mengemas kini Maklumat Peribadi anda.

Komitmen kami
Keselamatan Maklumat Peribadi anda sangat penting kepada kita. Kami komited untuk melindungi Maklumat Peribadi anda dan memastikan bahawa Maklumat Peribadi anda akan digunakan bagi tujuan-tujuan yang dinyatakan di sini.
Apabila anda melanggan produk dan/atau perkhidmatan kami, membeli mana-mana produk dan/atau perkhidmatan pihak ketiga yang kami edarkan, anda mungkin dikehendaki untuk memberi Maklumat Peribadi anda kepada kami. Dengan berbuat demikian, anda bersetuju dengan penggunaan Maklumat Peribadi anda oleh kami selaras dengan Notis Privasi ini.

Jenis Maklumat Peribadi yang kami kumpul:
Jenis Maklumat Peribadi yang kami kumpul termasuk tetapi tidak terhad kepada seperti berikut: - maklumat perhubungan anda, seperti nama, kaum, alamat, butiran kad pengenalan, butiran passport, butiran pekerjaan, butiran akaun bank, gaji, punca dana dan lain-lain maklumat perhubungan yang berkenaan;
- maklumat perhubungan orang lain yang privi kepada transaksi anda;
- maklumat berkaitan dengan sejarah transaksi anda dengan kami; dan
- maklumat yang perlu dikumpul bagi mematuhi Akta Pencegahan Pengubahan Wang Haram,
Pencegahan Pembiayaan Keganasan dan Hasil daripada Aktiviti Haram 2001, Akta Perkhidmatan
Kewangan 2013, Akta Komunikasi dan Multimedia 1998 dan undang-undang dan peraturanperaturan lain yang terpakai dari semasa ke semasa.

Bagaimana kami mengumpul Maklumat Peribadi anda
Kami mengumpul Maklumat Peribadi anda bertujuan untuk beroperasi secara efisien dan menawarkan pengalaman pelanggan yang terbaik berkenaan dengan produk dan/atau perkhidmatan kami. Kami mungkin mengumpul Maklumat Peribadi anda daripada diri anda dan daripada pelbagai sumber, termasuk tetapi tidak terhad kepada:
- melalui maklumat yang anda beri dalam borang permohonan semasa anda melanggan produk atau perkhidmatan kami, semasa mengambil bahagian dalam kaji selidik pelanggan, pertandingan dan promosi, dan semasa kajian semula kewangan;
- melalui pertanyaan anda untuk maklumat lanjut berkenaan dengan suatu produk atau perkhidmatan kami (menerusi komunikasi lisan dan/atau bertulis);
- menerusi komunikasi lisan, bertulis dan e-mel anda dengan kami dan/atau ejen kami yang diberi kuasa;
- daripada analisis cara anda menggunakan dan mengurus akaun anda dengan kami, daripada transaksi yang anda buat dan daripada pembayaran yang di buat ke akaun anda;
- daripada pihak ketiga seperti pembekal maklumat rujukan kredit, agensi kerajaan/berkanun; dan/atau;
- daripada sumber-sumber lain yang anda telah beri persetujuan untuk menzahirkan Maklumat Peribadi anda dan/atau daripada sumber-sumber lain yang tidak dihadkan.

Bagaimana kami mengguna Maklumat Peribadi anda
Kami mungkin guna Maklumat Peribadi anda untuk suatu tujuan atau tujuan-tujuan beriku: - untuk memproses pesanan atau permohonan anda berkenaan dengan produk dan/atau perkhidmatan kami, dan juga bagi tujuan kemas kini status pesanan atau permohonan anda;
- untuk tujuan pengenalpastian dan pengesahan;
- untuk memastikan transaksi anda diselesaikan;
- untuk memaklumkan anda mengenai produk dan perkhidmatan kami;
- untuk memberi perkhidmatan pelanggan kepada anda;
- untuk memberi maklum balas kepada sebarang pertanyaan atau aduan yang mungkin anda ada mengenai produk atau perkhidmatan kami;
- untuk digunakan dalam transaksi masa depan anda dengan kami;
- untuk mengendalikan siasatan berkenaan dengan penipuan dan anti pengubahan wang haram; untuk pengesanan jenayah, penyiasatan, pencegahan dan pendakwaan; untuk mematuhi apa-apa kehendak sekatan-sekatan;
- Untuk menjalankan penyelidikan untuk tujuan analisis termasuk tetapi tidak terhad kepada perlombongan data dan analisis transaksi anda dengan kami;
- Untuk tujuan audit, pematuhan undang-undang dan pengurusan risiko; and
- Untuk sebarang tujuan lain yang diperlukan atau dibenarkan oleh mana-mana undang-undang, peraturan, garis panduan dan / atau pengawal selia yang berkenaan.

Kepada siapa kami zahir Maklumat Peribadi anda
Kami mungkin perlu menzahir Maklumat Peribadi anda kepada golongan termasuk tetapi tidak terhad kepada pihak ketiga berikut:
- syarikat dan/atau organisai yang menjadi agen, rakan kongsi, penyedia perkhidmatan, dan/atau penasihat professional kami, dan pihak lain sebagaimana perlu untuk mematuhi sebarang keperluan undang-undang dan peraturan;
- institusi-institusi kewangan yang membantu kami untuk memproses dan/atau menyelesaikan transaksi yang anda minta;
- rakan kongsi kami dan pihak-pihak lain yang mengumpul Maklumat Peribadi anda bagi tujuan berkenaan;
- pihak di mana kami dikehendaki untuk menzahirkan Maklumat Peribadi anda menurut keperluan undang-undang atau sebarang perintah mahkamah, tribunal atau pihak berkuasa;
- pihak di mana anda telah memberi persetujuan tersebut samada secara nyata atau tersirat; dan/atau
- bakal pemilik baru kami (jika ada) di mana, kami akan menghendaki mereka mengamalkan dasar yang serupa untuk melindungi Maklumat Peribadi anda, dan tertakluk pada setiap masa kepada mana-mana undang-undang (termasuk peraturan, garis panduan dan/atau kewajipan) yang terpakai.
Kami mungkin guna Maklumat Peribadi anda untuk memberi informasi berkenaan dengan produk dan/atau perkhidmatan kami atau pihak ketiga, yang mungkin anda minat atau akan memberi manfaat kepada anda, kecuali jika diminta untuk tidak membuat deminikian oleh anda. Dalam keadaan tertentu, kami mungkin akan menzahir Maklumat Peribadi anda yang berkaitan kepada rakan kongsi pilihan kami di mana persetujuan anda telah diperolehi tertakluk pada setiap masa kepada mana-mana undang-undang (termasuk peraturan, garis panduan dan/atau kewajipan) yang berkaitan dengan kami. Kami akan mengambil langkah-langkah yang munasabah untuk memastikan bahawa perjanjian kami dengan penyedia perkhidmatan mempunyai kewajiban privasi dan kerahsiaan yang sesuai.
Sekiranya anda tidak mahu Maklumat Peribadi anda digunakan untuk tujuan pemasaran atau sekiranya anda berubah fikiran berhubung dengan keputusan anda sebelum ini, sila hubungi kami.
Kami akan mematuhi segala arahan bertulis terkini oleh anda.

Keselamatan Maklumat Peribadi anda
Kami mengambil segala langkah berjaga-jaga yang munasabah untuk memastikan bahawa Maklumat Peribadi anda dilindungi daripada akses tanpa kebenaran, kehilangan dengan tidak sengaja, penyalahgunaan, pengubahsuaian, pendedahan atau kemusnahan Maklumat Peribadi anda. Walau
bagaimanapun, kami tidak boleh menjamin atau menjamin keselamatan Maklumat Peribadi yang kami hantar dalam talian, dan tidak bertanggungjawab terhadap pengubahan, penyekatan atau penyalahgunaan Maklumat Peribadi yang dihantar melalui Internet.

Penyimpanan Maklumat Peribadi anda
Kami akan menyimpan Maklumat Peribadi anda mengikut Notis Privasi ini untuk tempoh yang diperlukan untuk melindungi kepentingan kami, dan/atau sebagaimana yang dikehendaki oleh undang-undang.

Maklumat Peribadi yang tidak lengkap
Jika dinyatakan (sebagai contoh dalam borang pendaftaran), adalah wajib bagi anda untuk memberi Maklumat Peribadi anda kepada kami untuk membolehkan kami proses permohonan anda untuk melanggan perkhidmatan dan/atau produk kami. Sekiranya anda gagal untuk memberi Maklumat Peribadi anda yang wajib diberikan, kami mungkin tidak dapat memproses permohonan anda atau menyediakan perkhidmatan atau produk kami.
Hak anda untuk mengakses dan membetulkan Maklumat Peribadi
Di mana anda ingin akses Maklumat Peribadi anda, atau jika anda berpendapat bahawa Maklumat Peribadi anda yang dipegang oleh kami adalah tidak tepat, tidak lengkap, mengelirukan atau jika
relevan, tidak terkini, anda boleh membuat permintaan kepada kami untuk mengemas kini Maklumat
Peribadi anda melalui Borang Data Peribadi kami. Borang tersebut boleh didapati di cawangan kami. Kami akan menggunakan segala usaha yang munasabah untuk memenuhi permintaan anda untuk mengakses atau membetulkan Maklumat Peribadi anda dalam tempoh 21 hari selepas kami terima Borang Data Peribadi yang lengkap dan anda telah membuat bayaran pemprosesan yang penuh (jika ada).
Sila ambil perhatian bahawa kami mungkin perlu menolak permintaan anda untuk mengakses Maklumat Peribadi anda dalam situasi tertentu, contohnya apabila kami tidak dapat mengesahkan identiti anda atau di mana maklumat yang diminta adalah bersifat komersil sulit atau sekiranya kami menerima permintaan berulang untuk maklumat yang sama. Walau bagaimanapun, kami akan memberitahu anda tentang sebab-sebab kami tidak dapat memenuhi permintaan anda.

Pemindahan Maklumat Peribadi Anda
Sesetengah atau semua Maklumat Peribadi yang anda berikan kepada kami mungkin perlu dipindahkan ke luar Malaysia untuk memproses transaksi penghantaran wang anda. Peraturan yang ketat mengenai kerahsiaan dan keselamatan Maklumat Peribadi disediakan untuk melindunginya. Kami boleh memindah Maklumat Peribadi anda ke pangkalan data kami di luar negara domisili anda, serta kepada pihak ketiga, seperti institusi kewangan di luar Malaysia, kemungkinan termasuk negara yang mungkin tidak mempunyai "perlindungan tahap yang mencukupi" untuk Maklumat Peribadi anda berbanding dengan negara anda, akan tetapi kami akan mengguna usaha terbaik kami untuk melindungi Maklumat Peribadi anda.

Semakan dan Pengubahsuaian Notis Privasi
Kami mungkin akan menyemak dan/atau mengubahsuai Polisi Privasi ini dari semasa ke semasa. Versi yang dikemaskini akan digunapakai dan akan menggantikan sebarang dan semua versi terdahulu,
dalam bentuk termasuk tetapi tidak terhad kepada, buku kecil, risalah atau versi salinan keras. Dengan terus melanggan produk dan/atau perkhidmatan kami selepas pemberitahuan semakan dan/atau pengubahsuaian tersebut, anda menerima dan bersetuju dengan semakan dan/atau pengubahsuaian tersebut. Sila layari laman web ini untuk mendapat maklumat mengenai Notis Privasi terkini kami.

Butiran Hubungan Kami
Jika anda mempunyai sebarang permintaan, pertanyaan atau maklum balas berkenaan dengan Notis
Privasi ini, sila hubungi Unit Perkhidmatan Pelanggan kami seperti dibawah:
1. Emel kepada mailbox@onecent.my
2. Telefon Nombor: 03-82130688

USER TERMS AND CONDITIONS

ACCEPTANCE OF USER TERMS AND CONDITIONS
These User Terms and Conditions ("Terms and Conditions") governs your use of this website and all the services therein which are operated, administered, maintained and/or developed by Onecent Sdn. Bhd. (Company No. : 1361418-T) ("OSB").
Kindly review these Terms and Conditions diligently as by using this website, and/or using any of products, software, applications, contents, and services offered in this website ("Services") by OSB and/or its affiliates, you are deemed to have agreed to all terms, conditions, use, notice, the relevant disclaimer and our Privacy Policy. If you do not agree or do not wish to abide by these
Terms and Conditions, do not use this website and/or the Services therein.
OSB shall have the right to modify, update or amend the terms of these Terms and Conditions at any time. Please check these Terms and Conditions regularly for updates. By continuing to use this website or by continuing to use the Services following the modifications, updates or amendments to these Terms and Conditions, this shall signify your acceptance of such modifications, updates or amendment.

DISCLAIMER
The materials and information in this website, including but not limited to products, services, information, data, text, graphics, audio, video, links or other items, and the Services therein, are provided by us on an "as is" and "as available" basis.
We disclaim all liability and makes no express or implied representation or warranties of any kind in relation to the website and the Services therein including but not limited to accessibility, timeliness and uninterrupted use of the service; and completeness, timeliness, sequence, accuracy or the security of any data, information provided to you as part of the service. You expressly agree that your use of the website and the Services therein is at your sole risk and discretion, and you will assume total responsibility thereof. You will rely on your own review and evaluation of the Services to assess its suitability for your particular purpose. Your sole remedy against us in the event of dissatisfaction is to cease using the website and the Services therein.

THIRD PARTY LINKS
Our website may include links to third party websites, plug-ins and applications for convenience only. Such linked websites, plug-ins and applications are owned and operated by third party. We shall not be responsible and makes no warranties in respect of the contents of those third party websites, plug-ins, and applications, and/or its contents. Linking to any third party site shall be at your own risk, and we shall not be responsible or liable for any damages that you suffered arising from any third-party websites, plug-ins and applications. It is advisable that you read the applicable terms and conditions and/or privacy policy of any third party websites which are linked to this website.

USE OF WEBSITE AND/OR SERVICES
You shall:
(i) provide accurate and complete information to us. You will immediately provide up-to-date information of yourself to us upon any changes.
(ii) safeguard and maintain the security of your Unique Identifier, password and other details in relation to your account maintained with us (if applicable) ("Account"). You shall not disclose any details of your Account with third party and shall immediately change your password and inform us if your Account has been in any way compromised or you suspect any unauthorized access or use of your Account.
(iii) comply with these Terms and Conditions, and all applicable laws of Malaysia relating to use of this website and the Services therein.
(iv) use this website and the Services therein for valid and legal purposes only.
(v) review your transaction history regularly. The transaction history in your Account is final and conclusive.
(vi) use the Account exclusively for your own benefit.
(vii) authorize us to rely and act upon all communications and instructions given by you. Any instruction or communication sent from your Account shall be deemed to have been issued by you irrespective of whether such instructions, confirmations and/or communications were actually sent by you.
You shall not:
(i) fraudulently create an Account. If we discover that you are creating a fraud Account, we may immediately terminate the Account and report such fraudulent activity to the relevant authorities.
(ii) use this website and the Services therein to engage in money-laundering, terrorism financing, drug trafficking, wagering or other fraudulent, illegal or criminal activities. (iii) use this website and the Services therein in any way which undermines or infringes on our rights or the rights of any third party
(iv) transfer or assign your Account to any third party. The Account is not a bank account or any form of term deposit. The Account cannot be pledged or used in any manner by you as any form of security instrument for any purpose whatsoever. No interest, dividends or other payments shall be accumulated or payable to you or other benefits held in your Account.
(v) hold us liable for any loss or damage arising from your failure to keep information relating to your Account safe and confidential.
(vi) do anything which disrupts, interferes or interrupts with the proper operation of the website and the Services therein.
(vii) attempt to defraud, infect or spam the system, manipulate the services or attempt to obtain any unlawful or fraudulent gains under the website and the Services therein or any offer made from time to time.

NO REFUND POLICY
Our Services have a strict no-refund policy. Please ensure the Services are right for you before
purchasing. All purchases of the products and services pursuant to the Services are final, nonrefundable and non-returnable. We do not offer refunds or exchanges for the incorrect purchase, including due to compatibility issues.

TERMINATION AND SUSPENSION
We reserve the right to terminate and/or suspend your access and use of the website and the
Services therein at any time, for any reason.

INTELLECTUAL PROPERTY RIGHTS
You acknowledge that all trademarks, copyrights, and other intellectual property rights relating to the website and the Services therein are owned by (or licensed to) us and shall remain the sole property of us (or its licensor, as the case may be). You shall not dispute the ownership of all trademarks, copyrights, and other intellectual property rights relating to the website and the Service therein.
No part or parts of this website and the Services therein may be modified, copied, distributed, transmitted, broadcast, displayed, performed, reproduced, published, licensed, transferred, sold or commercially dealt with in any manner. Any such unauthorized modification, distribution, transmission or any other method of reproduction of any of the contents of our website and the Services therein may amount to infringement of our intellectual property rights. and we reserve our right to commence any legal action to safeguard our intellectual property rights. We disclaim all liability which may arise from any unauthorized reproduction or use of the contents of our website and the Services therein.

PRIVACY POLICY
You agree and accept all the terms of our Privacy Policy which are incorporated herein by reference and shall form an essential and integral part of these Terms and Conditions.

EXCLUSION OF LIABILITY
To the extent permitted by law, under no circumstances will OSB and its affiliates be liable under any theory of tort, contract, strict liability or other legal or equitable theory for lost profits, indirect, incidental, special, consequential, exemplary, incidental, or punitive damages, regardless of whether such damages were foreseeable or whether you have been advised of the possibility of such damages, arising in connection with your access or use or the inability to access or use this website (or any third party link to or from our website) and the Services therein, reliance on the information contained in the website, any technical, hardware or software failure of any kind, the interruption, error, omission, delay in operation, computer viruses, or otherwise.

INDEMNIFICATION
You agree to, at your sole cost and expense, indemnify, defend and hold harmless OSB and its affiliates against any and all cost, claims, suits, actions, demands, damages, liabilities, expenses (including reasonable fees and disbursements of counsel), judgments, settlements and penalties of every kind (collectively "Losses") in connection with or arising from your use or misuse of this website and the Services herein; or your breach of these terms and conditions howsoever
4 occasioned; or any intellectual property right or proprietary right infringement claim made by a third party against OSB and its affiliates in connection with your use of this website and the
Services therein.

GOVERNING LAW AND JURISDICTION
These Terms and Conditions shall be interpreted, construed and enforced in all respects in accordance with the laws of Malaysia. You irrevocably agree to submit to the exclusive jurisdiction of the courts of Malaysia, in connection with any action under these Terms and Conditions, or otherwise arising under or by reason of these Terms and Conditions.

QUERIES AND FEEDBACK
If you have any queries and/or feedback about these Terms and Conditions, please contact our customer care department in the following ways:
Email address: mailbox@onecent.my
Postal address:
Wisma LMS, No. 6, Jalan Abdul Rahman Idris,
Kg. Baru, 50300, Kuala Lumpur, Malaysia.
Telephone number:
+603-9213 0688

MISCELLANEOUS
If any term of these Terms and Conditions is deemed unenforceable, the remaining terms will remain in full force and effect.
No failure or delay by us in exercising any right, power or privilege hereunder shall operate as a waiver thereof, nor shall any single or partial exercise thereof preclude any other or further exercise of any other rights, power or privilege hereunder.
You shall not assign, delegate or transfer, in whole or in part, any of its rights and/or obligations under these Terms and Conditions to any third party.
We shall not be liable for any failure to perform its obligations herein caused by event which is outside our reasonable control ("Force Majeure Event"). Force Majeure Event includes an act of God, insurrection or civil disorder, military operations or act of terrorism, all emergency, acts or omission of Government, persons or bodies, or any competent authority, labor trouble or industrial disputes of any kind, fire, lightning, subsidence, explosion, or floods.